Harmona Health helps healthcare employers offer zero out-of-pocket preventive care and wellness benefits that keep staff healthier, happier, and more loyal—without increasing payroll costs or changing insurance.
“Within 90 days of launching Harmona Health, we saw turnover drop and retention improve across all clinical and support teams. Staff finally feel supported and are choosing to stay.”
Director of Nursing,
Multi-Site Clinic
“Our employees are consistently sharing how much they value the zero-cost preventive care and mental health support. Engagement with benefits is at an all-time high and morale has never been better.”
HR Manager,
Home Health Agency
“Harmona Health delivered meaningful savings for our organization, with payroll tax efficiencies that helped offset staffing costs and improve our bottom line without adding any new expenses.”
CEO,
Behavioral Health Organization
Savings & ROI
Payroll Tax Savings Based on Your Employee Count: Harmona Health is designed to generate measurable payroll tax savings through a compliant Section 125 structure. Savings scale directly with the number of eligible W2 employees.
10–50 Employees $12,000–$60,000 per year
Typical for small clinics, private practices, and specialty groups.
50–100 Employees $60,000–$120,000 per year
Typical for small clinics, private practices, and specialty groups.
100–250 Employees $120,000–$300,000 per year
Ideal for home health agencies, therapy networks, and regional providers.
250+ Employees $300,000+ per year
Large healthcare groups, hospitals, and enterprise systems often see seven-figure savings.
All with no added cost.
Savings are created through payroll tax efficiencies, not benefit reductions, wage changes, or insurance replacements.
Fully Managed. Audit-Ready. Built for Healthcare Employers.
Harmona Health is designed to remove compliance risk, not add to it. We handle all required documentation, testing, and ongoing oversight so your organization stays protected year after year.
What We Handle for You
Section 125 Plan Documents
Custom plan documents prepared and maintained for your organization.
IRS-Compliant Structure
Designed to meet current IRS guidelines and regulatory requirements.
Annual Plan Updates
Ongoing maintenance to keep your plan aligned as rules and guidance evolve.
Nondiscrimination Testing
Required testing completed to protect plan validity and executive participation.
Secure, Audit-Ready Records
Organized documentation available if questions ever arise from regulators or auditors.
Do employees or dependents pay anything for these benefits?
No. All benefits are $0 out-of-pocket. Employees keep the same net pay while gaining preventive care, mental health support, labs, coaching, and telehealth at no cost.
Do we need to change our current health insurance or broker?
No. Your current insurance, networks, brokers, and providers stay exactly the same. Harmona Health layers on top and does not replace any existing plans.
How does this help with retention and turnover?
Healthcare employees stay longer when everyday care and mental health support are accessible. Employers typically see improved retention within 60–120 days as burnout decreases and satisfaction increases.
How does this reduce burnout in clinical and support staff?
Employees get immediate access to 24/7 telehealth, therapy, EAP, preventive screenings, labs, and coaching—all of which reduce stress and improve well-being. This leads to fewer call-outs and higher morale.
How is the program funded without increasing our costs?
It is funded through payroll tax savings created under a compliant Section 125 structure. These efficiencies typically cover the entire program, keeping it cost-neutral for the organization.
How much work does this add for our HR and payroll teams?
Minimal. We handle the setup, enrollment, communications, compliance, and support. HR simply reviews documents and approves a one-time payroll connection.
How long does implementation take?
Most healthcare organizations launch in 30–45 days, even with multiple shifts or locations. We manage enrollment and onboarding directly with your staff.
Is this compliant with IRS, ACA, and HIPAA regulations?
Yes. You receive:
• IRS Section 125 plan documents
• ACA-aligned structure
• HIPAA-compliant data handling
• Nondiscrimination testing
• Full audit-ready records
Does this help with recruiting?
Yes. Candidates strongly prefer employers offering zero-cost preventive care and mental health benefits. Healthcare groups typically see 20–40% higher recruiting conversion after launch.
What kind of ROI should we expect?
Healthcare organizations typically see:
• Higher retention
• Lower overtime and replacement costs
• More stable staffing
• Better employee performance
• Payroll tax savings that offset program costs
Most employers experience a net positive financial impact within the first 90 days.
Ready to Strengthen Your Healthcare Workforce?
Harmona Health helps healthcare employers improve retention, attract stronger talent, and support employee well-being—with $0-cost benefits that require no extra work.
